CORPORATE TAX PLANNING · ONTARIO
Corporate Tax Planning & Strategies for Ontario Business Owners
Stop overpaying the CRA. We build proactive, year-round strategies — holding companies, retained earnings, income structuring — so more of your profit stays working for you.
- CPA Ontario
- 4.8★ · 105 Google reviews
- Certified Xero Partner
- 17 years experience
Why structure matters
Most business owners pay more tax than they need to — not because they did anything wrong, but because no one planned ahead. The way profit moves out of your company, when it moves, and where it lands makes a real difference to your tax bill.
Defer tax on profits
Keep more capital working instead of pulling it out personally and losing a chunk to tax now.
Protect your assets
Move surplus cash away from operating risk so it's shielded if the business is ever exposed.
Plan for growth & exit
Structure now for investing, bringing in family, or selling later — on your terms.
Case study — Investing $250,000 the smart way
~$90,000 tax hit avoided
A client wanted to invest $250,000 held inside their corporation. Withdrawing it personally first could have triggered an estimated $90,000 personal tax bill. With a holding-company structure and proper documentation, that immediate personal tax was avoided — leaving far more capital available to invest. (Illustrative; outcomes vary by situation.)
Why contractors choose us
Holding companies & retained earnings
Structure surplus profit for deferral, protection, and investing.
Salary vs. dividends
Pay yourself the most efficient way, reviewed every year.
Share freeze & succession
Plan to bring in family or sell — while managing the tax.
Tax-efficient structures & documentation
Done properly and CRA-compliant, with the paperwork to back it up.
The Holdco / Opco structure, simply
A holding company sits above your operating company. Profits can flow up — often tax-free between connected Canadian companies — where they’re protected and can be reinvested
Holding Company (Holdco)
owns shares · holds surplus cash & investments
▲ dividends flow up (often tax-free)
Operating Company (Opco)
runs the business · earns the income
Learn more: Holding Companies in Ontario — full guide → (link to the new blog post)
testimonial
Clients Feedback & Reviews
FAQ – Corporate Tax Planning
Yes. We focus on CRA-compliant planning with proper documentation
Not always. We recommend the simplest strategy that achieves your goals.
Yes. We design and document strategies based on your facts and plans.
Yes, excluding Quebec filing/reporting
Keep more of what your business earns.
Book a free 15-minute consult and we'll show you where the opportunities are.